Studying in the United Kingdom has always been a dream for many international students. However, the financial burden of tuition, living expenses, and other costs often stands as a barrier. Thankfully, financial aid options such as scholarships and grants make higher education more accessible. Yet, many students find themselves confused when deciding between scholarships and grants. While both help reduce financial burdens, they differ in eligibility criteria, benefits, and expectations.
In this comprehensive guide, we will explore the differences between UK scholarships and grants, eligibility requirements, application processes, and tips for maximizing your chances of securing funding in 2025/2026.
What Are Scholarships?
A scholarship is a financial award given to students based on academic achievement, leadership skills, talent, or specific criteria set by the provider. Scholarships do not need to be repaid and are often funded by universities, government agencies, private foundations, or companies.
Key Features of Scholarships
- Awarded based on merit, need, or both.
- Often competitive with limited slots.
- May cover tuition fees, living expenses, travel, and study materials.
- Renewable annually if academic performance is maintained.
Types of Scholarships in the UK
- Merit-Based Scholarships – Awarded for outstanding academic results or special achievements.
- Need-Based Scholarships – Given to students who demonstrate financial need.
- Subject-Specific Scholarships – Focused on fields such as STEM, law, or medicine.
- Government-Funded Scholarships – For example, the Chevening Scholarship or Commonwealth Scholarship.
- University-Specific Scholarships – Offered directly by UK universities like Oxford, Cambridge, or Imperial College.
What Are Grants?
A grant is a financial award usually provided based on financial need rather than academic merit. Grants are designed to help students from disadvantaged backgrounds or those who cannot afford the full cost of education.
Key Features of Grants
- Primarily awarded based on financial need.
- Usually come from government bodies or educational institutions.
- Do not need to be repaid.
- Often less competitive than scholarships but still require proof of financial need.
Common Types of Grants in the UK
- Maintenance Grants – To support living costs.
- Special Support Grants – For students with disabilities or single parents.
- Government-Funded Grants – Such as those available under UK Student Finance for eligible home students.
- Institutional Grants – Offered by universities to support financially disadvantaged students.
Scholarships vs Grants: The Key Differences
While both scholarships and grants help students financially, the differences between them are important when choosing which to apply for.
| Feature | Scholarships | Grants |
|---|---|---|
| Basis of Award | Academic merit, talent, leadership, or specific criteria | Financial need |
| Competition | Highly competitive | Less competitive but requires need verification |
| Funding Source | Universities, private organizations, governments | Governments, universities, or NGOs |
| Coverage | May cover tuition, living costs, or both | Usually covers living costs and tuition support |
| Renewal | Based on academic performance | Based on continued financial need |
| Eligibility | Broader, often open to international students | Sometimes restricted to home students or specific groups |
Why Understanding the Difference Matters
Many students miss out on funding opportunities because they don’t understand how scholarships and grants differ. Knowing the distinction helps you:
- Target the right funding opportunities.
- Prepare stronger applications.
- Avoid wasting time on funding you’re ineligible for.
For example, a high-achieving student with excellent grades might focus on scholarships, while a student facing financial difficulties might prioritize grants.
Popular UK Scholarships for 2025/2026
Here are some of the top scholarships available in the UK:
- Chevening Scholarships – Fully funded by the UK government, covering tuition fees, living expenses, and flights.
- Commonwealth Scholarships – For students from Commonwealth countries, covering tuition and living costs.
- Gates Cambridge Scholarship – Funded by the Bill & Melinda Gates Foundation, covering full costs at the University of Cambridge.
- Rhodes Scholarship – Prestigious scholarship at the University of Oxford.
- University-Specific Awards – For example, Oxford Clarendon Fund Scholarships, Imperial College London President’s Scholarships, and Edinburgh Global Research Scholarships.
Popular UK Grants for 2025/2026
Some well-known grants include:
- UK Student Finance Grants – For eligible UK and EU students.
- Disabled Students’ Allowances (DSA) – To help cover additional costs for disabled students.
- Childcare and Parent Learning Grants – Supporting students with dependents.
- Charity-Funded Grants – Offered by organizations like the British Council or local NGOs.
- University Hardship Funds – Emergency financial aid provided by UK universities.
Application Process: Scholarships vs Grants
Applying for Scholarships
- Research opportunities via university websites, government portals, and scholarship databases.
- Prepare documents including transcripts, personal statement, recommendation letters, and test scores.
- Apply before deadlines – Some scholarships close a year before the program starts.
- Attend interviews if shortlisted.
Applying for Grants
- Determine eligibility based on income and financial status.
- Submit financial documents such as bank statements, tax forms, or sponsorship letters.
- Complete application forms via Student Finance or university offices.
- Await assessment and approval.
Tips for Securing Scholarships
- Maintain excellent academic performance.
- Build extracurricular and leadership experience.
- Write a compelling personal statement.
- Apply early and to multiple scholarships.
Tips for Securing Grants
- Gather accurate financial documents.
- Be transparent about your financial situation.
- Apply for university hardship funds if needed.
- Check eligibility for special support grants.
Which Is Better: Scholarships or Grants?
The answer depends on your situation:
- If you are a high-achieving student, scholarships may be the best route.
- If you face financial struggles, grants provide valuable support.
- Some students can apply for both scholarships and grants, maximizing financial aid.
Frequently Asked Questions (FAQs)
1. Can international students apply for grants in the UK?
Generally, grants are aimed at UK and EU students, but some universities offer special grants to international students.
2. Do scholarships cover living costs?
Yes, some fully funded scholarships cover tuition, living expenses, travel, and study materials.
3. Can I apply for both a scholarship and a grant?
Yes, applying for both increases your chances of receiving financial support.
4. Are scholarships taxable in the UK?
Most scholarships are tax-free if they are used for tuition and study-related expenses.
5. Do I need to repay scholarships or grants?
No, neither scholarships nor grants need repayment.
Conclusion
When planning to study in the UK, understanding the difference between scholarships and grants is essential. Scholarships are largely merit-based and competitive, while grants focus on financial need. By carefully evaluating your strengths and financial background, you can decide which funding option suits you best or even apply for both.
With proper research, timely applications, and strong documentation, you can secure funding to pursue your studies in the UK without financial stress. The key is knowing where to look, preparing early, and applying strategically.